/* PuneTDR.in — shared brand stylesheet for landing pages */
:root {
  --navy: #0B2240;
  --navy-mid: #163660;
  --navy-light: #1E4A82;
  --gold: #C8972A;
  --gold-light: #E8B84B;
  --gold-pale: #FDF4E3;
  --teal: #0F7C6E;
  --teal-light: #E1F5EE;
  --cream: #FAFAF7;
  --warm-gray: #F4F2EE;
  --text: #1A1A1A;
  --text-muted: #6B6459;
  --border: #E2DDD6;
  --white: #FFFFFF;
  --red: #C0392B;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{font-family:'Syne',sans-serif;background:var(--cream);color:var(--text);font-size:15px;line-height:1.6;}

/* NAV */
nav{background:var(--navy);position:sticky;top:0;z-index:100;border-bottom:2px solid var(--gold);}
.nav-inner{max-width:1100px;margin:0 auto;padding:0 2rem;display:flex;align-items:center;justify-content:space-between;height:62px;}
.nav-links{display:flex;gap:1.5rem;align-items:center;}
.nav-links a{color:#A8BDD4;text-decoration:none;font-size:13px;font-weight:500;letter-spacing:0.3px;}
.nav-links a:hover{color:var(--gold-light);}
.nav-cta{background:var(--gold);color:var(--navy);padding:8px 18px;border-radius:4px;font-size:13px;font-weight:600;cursor:pointer;border:none;font-family:'Syne',sans-serif;text-decoration:none;display:inline-block;}
@media(max-width:800px){.nav-links{display:none;}}

/* HERO */
.lp-hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-mid) 100%);padding:3.5rem 2rem 3rem;color:white;text-align:center;}
.lp-hero .breadcrumb{font-size:12px;color:#8FAEC8;margin-bottom:1rem;}
.lp-hero .breadcrumb a{color:#8FAEC8;text-decoration:none;}
.lp-hero h1{font-family:'Cormorant Garamond',serif;font-size:2.6rem;line-height:1.2;margin-bottom:1rem;max-width:760px;margin-left:auto;margin-right:auto;}
.lp-hero h1 em{color:var(--gold-light);font-style:normal;}
.lp-hero p{max-width:600px;margin:0 auto 1.6rem;color:#C5D5E8;font-size:16px;}
@media(max-width:700px){.lp-hero h1{font-size:1.9rem;}}

/* BUTTONS */
.btn-gold{background:var(--gold);color:var(--navy);border:none;padding:13px 26px;border-radius:5px;font-family:'Syne',sans-serif;font-weight:700;font-size:14px;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:6px;}
.btn-outline{background:transparent;border:1.5px solid var(--gold-light);color:var(--gold-light);padding:12px 24px;border-radius:5px;font-family:'Syne',sans-serif;font-weight:600;font-size:14px;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:6px;}
.hero-ctas{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;}

/* LIVE RATE STRIP (reused component) */
.market-strip{background:var(--navy-mid);padding:1.2rem 2rem;border-bottom:2px solid var(--gold);}
.market-strip-inner{max-width:1100px;margin:0 auto;}
.market-strip-head{display:flex;align-items:center;gap:10px;color:var(--gold-light);font-size:11px;font-weight:700;letter-spacing:0.6px;text-transform:uppercase;margin-bottom:0.7rem;}
.live-dot{width:7px;height:7px;border-radius:50%;background:#3ECF8E;animation:pulse 1.5s infinite;flex-shrink:0;}
@keyframes pulse{0%,100%{opacity:1;}50%{opacity:0.4;}}
.rate-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;}
.rate-card{background:rgba(255,255,255,0.05);border:1px solid rgba(200,151,42,0.25);border-radius:8px;padding:0.8rem 1rem;}
.rate-card .rc-zone{font-size:10px;font-weight:700;color:var(--gold-light);letter-spacing:0.5px;margin-bottom:4px;}
.rate-card .rc-text{font-size:13px;color:white;line-height:1.4;font-weight:500;}
@media(max-width:700px){.rate-cards{grid-template-columns:1fr;}}

/* CONTENT SECTIONS */
.lp-section{padding:3rem 2rem;max-width:900px;margin:0 auto;}
.lp-section h2{font-family:'Cormorant Garamond',serif;font-size:2rem;color:var(--navy);margin-bottom:0.8rem;}
.lp-section p{color:var(--text);margin-bottom:1rem;}
.lp-section.alt{background:var(--warm-gray);max-width:none;padding:3rem 2rem;}
.lp-section.alt .lp-section-inner{max-width:900px;margin:0 auto;}

.step-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.2rem;margin-top:1.5rem;}
.step-card{background:white;border:1px solid var(--border);border-radius:10px;padding:1.4rem;}
.step-card .step-num{font-family:'Cormorant Garamond',serif;font-size:1.8rem;color:var(--gold);margin-bottom:0.5rem;}
.step-card h3{font-size:15px;color:var(--navy);margin-bottom:0.4rem;}
.step-card p{font-size:13px;color:var(--text-muted);margin:0;}

.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem;margin-top:1.2rem;}
.trust-item{background:white;border:1px solid var(--border);border-radius:10px;padding:1.2rem;}
.trust-item .ti-icon{font-size:22px;margin-bottom:0.5rem;}
.trust-item h3{font-size:14px;color:var(--navy);margin-bottom:0.3rem;}
.trust-item p{font-size:12.5px;color:var(--text-muted);margin:0;}

.faq-item{border-bottom:1px solid var(--border);padding:1rem 0;}
.faq-item h3{font-size:15px;color:var(--navy);margin-bottom:0.4rem;}
.faq-item p{font-size:13.5px;color:var(--text-muted);margin:0;}

.cross-links{display:flex;gap:12px;flex-wrap:wrap;margin-top:1rem;}
.cross-links a{background:white;border:1px solid var(--border);border-radius:6px;padding:10px 16px;font-size:13px;color:var(--navy);text-decoration:none;font-weight:600;}
.cross-links a:hover{border-color:var(--gold);}

.mid-cta{background:var(--navy);color:white;border-radius:12px;padding:2rem;text-align:center;margin:2rem 0;}
.mid-cta h3{font-family:'Cormorant Garamond',serif;font-size:1.5rem;margin-bottom:0.6rem;}
.mid-cta p{color:#C5D5E8;margin-bottom:1.2rem;}

/* FOOTER */
footer{background:var(--navy);color:#8FAEC8;padding:2.5rem 2rem;text-align:center;font-size:12.5px;}
footer a{color:#A8BDD4;text-decoration:none;margin:0 8px;}
footer a:hover{color:var(--gold-light);}
.footer-bottom{margin-top:1rem;color:#5A7594;font-size:11px;}

/* SHARE FLOATING BUTTON */
.share-fab{position:fixed;bottom:20px;left:20px;width:46px;height:46px;border-radius:50%;background:var(--navy);color:var(--gold-light);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;cursor:pointer;z-index:498;box-shadow:0 4px 14px rgba(0,0,0,0.25);transition:transform 0.15s;}
.share-fab:hover{background:var(--navy-mid);transform:scale(1.06);}
.share-toast{position:fixed;bottom:74px;left:20px;background:var(--navy);color:white;padding:8px 14px;border-radius:6px;font-size:12px;font-family:'Syne',sans-serif;opacity:0;pointer-events:none;transition:opacity 0.3s;z-index:499;max-width:220px;box-shadow:0 4px 14px rgba(0,0,0,0.2);}
.share-toast.show{opacity:1;}
@media(max-width:700px){.share-fab{bottom:16px;left:16px;width:42px;height:42px;}.share-toast{bottom:66px;left:16px;}}

/* ABOUT US PAGE */
.stat-highlight{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);border-radius:16px;padding:2.5rem 2rem;text-align:center;margin:2rem auto;max-width:600px;border:2px solid var(--gold);}
.stat-highlight .stat-num{font-family:'Cormorant Garamond',serif;font-size:3.2rem;color:var(--gold-light);line-height:1;}
.stat-highlight .stat-label{color:#C5D5E8;font-size:13px;letter-spacing:0.5px;text-transform:uppercase;margin-top:0.6rem;}
.assoc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1.2rem;margin-top:1.5rem;}
.assoc-card{background:white;border:1px solid var(--border);border-radius:10px;padding:1.2rem;text-align:center;}
.assoc-card img{width:72px;height:72px;border-radius:50%;object-fit:cover;margin:0 auto 0.8rem;display:block;border:2px solid var(--gold-pale);background:var(--warm-gray);}
.assoc-card h3{font-size:14px;color:var(--navy);margin-bottom:0.2rem;}
.assoc-card p{font-size:12px;color:var(--text-muted);margin:0;}
.gallery-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem;margin-top:1.5rem;}
.gallery-item img{width:100%;height:160px;object-fit:cover;border-radius:10px;border:1px solid var(--border);background:var(--warm-gray);}
.gallery-item .caption{font-size:12px;color:var(--text-muted);margin-top:0.4rem;text-align:center;}
.news-list{margin-top:1.5rem;}
.news-item{display:flex;gap:1rem;border-bottom:1px solid var(--border);padding:1rem 0;}
.news-item .news-date{flex:0 0 100px;font-size:12px;font-weight:700;color:var(--gold);}
.news-item .news-text{font-size:14px;color:var(--text);}
.rewards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.2rem;margin-top:1.5rem;}
.reward-card{background:white;border:1px solid var(--border);border-radius:10px;padding:1.3rem;}
.reward-card .reward-year{font-size:11px;font-weight:700;color:var(--gold);letter-spacing:0.5px;}
.reward-card h3{font-family:'Cormorant Garamond',serif;font-size:1.2rem;color:var(--navy);margin:0.3rem 0;}
.reward-card p{font-size:12.5px;color:var(--text-muted);margin:0;}
.empty-state{font-size:13px;color:var(--text-muted);padding:1rem 0;}